# Staking Program

1. **What is Fixed Staking?**\
   \&#xNAN;**-** Fixed Staking is our staking program that allows users to stake our tokens on HCF platform over a selected period of time: 6 months, 12 months or 18 months. The compensation percentage increases depending on the number of tokens you have secured. More you can find in [Staking](https://hcf-official.gitbook.io/hcfw-whitepaper/hcfw-token-flow/staking).
2. **When can I claim accruals?**\
   \- Every month, the accruals will be accumulated in your personal account on the HCF platform. However, they will only become available for claiming and withdrawal after 6 months of staking. Once this initial period is completed, users can claim their accruals every month.
3. **What if I want to withdraw my tokens before the fixed staking period is over?**\
   \&#xNAN;**-** If users choose to unstake tokens from fixed staking, they will lose all the accrued rewards, and a penalty of 5% will be deducted from the original deposited amount, which is then transferred to the projects' Security Wallet.
4. **What is Lifetime Staking?**\
   \&#xNAN;**-** Lifetime Staking is a special feature that rewards our users with special "thank you" gifts every month based on the amount of their donation. This benefit is available only to users who have made a donation on the HCF platform. The accurals can be withdrawn after 6 months of staking